Dan’s Pawn, Inc. was founded in May 1995.  Born in the eye of the storm, their original location was in the former “Bell Tackle” store on Beck Ave. They renovated this run-down structure in the summer of ‘95 making them one of the early pioneers of revitalization for the St Andrews commercial business district (CBD). One week before they were set to open, Hurricane Opal struck and the St Andrews central business district was ravaged. Despite being flooded and losing everything; they rebuilt and restocked. Three weeks later on October 30, 1995 the doors were finally open.


Orig Bell Tackle Bldg.jpg QV055.JPG

The old BELL TACKLE store was here for 30-40 years (since the 50's), but had closed down.  We bought the building & fixed it up, converting it to a pawn shop... our first store...  at 1315 Beck Avenue, in Panama City, Florida.

QV029.JPG Ave & Dan - Live Remote in 95.jpg

In the beginning, our philosophy was simple;


Treat pawn customers with dignity & respect,

Focus on the retail end of the business as much as the pawn end

Have a very clean, neat, automated pawn store.


This new approach (we hoped) would broaden the pawnshop customer base by breaking down negative stereotypes that have long plagued the industry, allowing us to upscale and mainstream enough to appeal to everyone; regardless of social class.  Over the years Dan's Pawn has grown and evolved; our venerable leader “Dan” has since retired, the original store has been expanded twice, automation has increased (especially with the advent of the Internet), we have multiple locations now, and employee over 25 people. We have taken a strong leadership role in the pawn industry, locally, state, and nationally.  We give back to the community, through numerous charitable and sponsorship events.  And we actively assist law enforcement in protecting the public from property crimes. We are proud to have accomplished our original objectives and look forward to continuing our commitment to: “meeting the needs of Bay County’s working families”.


St Andrews Store

Springfield Store


We are here to serve you.  Just call, click or come by either of our 2 convenient locations!


Both stores open Monday-Saturday, 9am-6pm



 Mission Statement:  Provide the consumer with a source for small denomination, fully collateralized loans on almost anything of value, and a place for purchasing low cost, pre-owned merchandise in a clean, friendly, customer service oriented environment that is a fun and rewarding place to work for employees, while producing growth and profitability for the shareholders.




Dan's Pawn Inc. © 2018 | Privacy Policy :: Login